A charge was placed on my Bill Me Later account in Jan 2014 for 76.06. I called them immediately and told them I did not make this charge. B...

Question

A charge was placed on my Bill Me Later account in Jan 2014 for 76.06. I called them immediately and told them I did not make this charge. Bill Me Later did a fraud investigation and denied the allegation. I called the place where the purchase was performed and no record of this charge exists. I mailed Bill Me Later a dispute letter. I spent 3 hours today talking to Bill Me Later and the store where the charge was created. No one can help me. Meanwhile, I keep incurring late charges and interest. The bill is now $140.06. Do I pay the bill now and try and fight to get my money back, or keep trying to fight with the companies to clear the charge?

Answer

I am not familiar with Bill Me Later. If you pay the bill, it will be hard to recover your money. You need to have the business where the purchase was made to remove the charge from your Bill Me Later account. If you have any questions, I can be reached at 312-372-5600.