My bank account was just levied for a credit card debt from 9 years ago. They had obtained a judgment in 2011, and all documents were served...

Question

My bank account was just levied for a credit card debt from 9 years ago. They had obtained a judgment in 2011, and all documents were served to my brother-in-law, who I've never lived with. I knew nothing about this debt until now, and the judgment is for $5,300 more than the limit was on the card. I want to get the judgment vacated for defective service. Would that hold up? Can they still pursue collection afterward, given that 9 years have passed?

Answer

It was likely alternate service and since over a year has passed, it might be tough to get set aside. Check with a local attorney to see what they think your options are.