Sunday, July 20, 2014

Who is responsible for an uninsured car parked in front of the owner's house when it is damaged in an accident caused by a neighbor?

Who is responsible for an uninsured car parked in front of the owner's house when it is damaged in an accident caused by a neighbor?
In agreement with the previous post, I must say that anytime someone runs into a parked (non-mobile) vehicle or object, the moving vehicle is obviously at fault. This is what steering wheels are made for. Keep in mind that, as the previous post mentioned that while it is illegal in most states to not have insurance on a licensed vehicle, this varies from state to state, so check with your legal counsel. Also, you did not state whether the accident occurred on private property, which in most states would preclude you from generating a police report (in lieu of injuries, driving under the influence, hit and run or reckless operation [again in most states]), therefore this may add some problem in getting insurance involved. Aside from who is at fault here, it could get tricky, so check with your attorney. As a 'good' neighbor, your neighbor should just pay for the damages and get over it. Good luck.Any time someone hits a properly parked car, that driver is responsible. You should file a claim through his insurance. And then get your own; it's illegal in most states not to have it.

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