Friday, January 2, 2015

if my name is not on the deed, but i have an equity line on the house, is it considered my asset(when proving insolvency)?

Question

if my name is not on the deed, but i have an equity line on the house, is it considered my asset(when proving insolvency)?



Answer

If you mean you owe money that is secured against a propety you formerly owned, then the home is not an asset.

If you are OWED money that you lent someone, then that is an asset for insolvency purposes.



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