Monday, February 17, 2014

Am I held responsible for a mortgage if my name is on the deed but not on the mortgage?

Question

Am I held responsible for a mortgage if my name is on the deed but not on the mortgage?



Answer

If you did not sign the promissory note, you are not legally responsible for any deficiency although obviously the property can be foreclosed on. However, it is possible that a foreclosure can still hurt your credit so you may want to look into that.

- Jeff



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