A few weeks ago myself and fiance were involved in an accident we believe the other party was at fault do to the damage on my car as it was a side collision impact to my car as were turning and had the right of way. However we also believe the police at the scene who were taking the report were taking "mercy" upon this older couple. Anyways, after they investigated the scene and taking everyone's information and insurance information the investigating officers told both of us parties they find either parties at "no fault" which we were confused by. But said because of the road conditions, and witness are of the accident are gone, they cannot make a determination, therefore they are making no fault, and we will have to let our indiviual insurance companies pay for the repairs to our cars. Now I just got a call from the other persons insurance company adjuster saying someone has to be at fault and he is calling to determine we are at fault and need my exact insurance # to file a claim with my insurance company for reimbursement since my fiance was driving with a valid license but I am the owner of the car. Is this correct? If it was determined no one was at fault and this is stated on the police report, how am I responsible to pay for his car, when I had to pay for my own repairs to my car?
Answer
you will need to open a claim with your insurance company and fight them. You will most likely be required to give a recorded statement as to what happened and you will need to get a lawyer to fight for you. Your insurance company can often provide counsel to defend you if they are determining you were at fault.
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